Does pre-approved Personal Loan affect CIBIL?

Accepted Answer ✓ Accepted

Viewing a pre-approved Personal Loan offer does not affect CIBIL score. However, once you accept the offer and the loan is processed, the credit enquiry and repayment behaviour begin reflecting on your report.
5 upvotes

Suggested Answers

Seeing the offer doesn’t hurt. Taking the loan does.
0 upvotes by Arjun Desai

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