Getting a Personal Loan without a salary slip is possible in some cases, but it is more difficult. Salary slips are the most direct proof of income for salaried borrowers, so lenders prefer them. In India, some lenders may accept alternative documents such as bank statements showing regular salary credits, employment letters, or income tax returns. Approval without salary slips usually depends on credit score, employer stability, and consistency of income. Loan amounts may be lower and interest rates slightly higher. Borrowers should be prepared for additional verification when salary slips are not available.